What does a breach of employment refer to in the context of EPLI policies?

Study for the Certified Insurance Counselor Commercial Multiline Exam. Utilize interactive flashcards and multiple-choice questions, all with detailed explanations. Prepare thoroughly for your exam!

In the context of Employment Practices Liability Insurance (EPLI) policies, a breach of employment typically refers to unlawful actions taken by an employer that violate employment laws or regulations. The correct choice—termination without notice—highlights a specific example of a breach that can occur in the employment relationship.

When an employee is terminated without the proper notice or reasoning required by their employment contract or by labor laws, it can constitute a wrongful termination. This can lead to claims against the employer under EPLI, as it may be perceived as a violation of the employee's rights or the employment agreement.

While other aspects, such as failure to provide benefits, inaccurate job descriptions, and non-compliance with employment laws, may also play significant roles in employment practices liability, the focus on termination without notice distinctly emphasizes a breach of the employment contract that opens the employer to liability under EPLI policies.

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