What type of property in a builder's risk policy may be covered if it's in transit?

In a builder's risk policy, coverage for property in transit primarily applies to materials specifically intended for the construction project. This is why materials going to the job site are covered. Such materials are an essential part of the construction process, and the policy is designed to protect these items against loss or damage while they are being transported to their intended location.

Heavy machinery may not always be covered in transit under a builder’s risk policy, as coverage can vary based on the specific terms of the policy and the type of equipment involved. Existing structures are typically covered under different types of insurance policies, such as property insurance, rather than a builder’s risk policy which focuses on new construction. Landscaping materials, while important for the project, may not be included in transit coverage, depending on the specific terms set by the insurer. Thus, the comprehensive protection targeted in a builder's risk policy fundamentally emphasizes coverage for materials specifically designated for the job site.