What types of losses are covered by Business Income insurance?

Business Income insurance is specifically designed to cover the financial impact on a business resulting from a loss of income due to a disruption in operations caused by a covered property loss. This type of insurance provides compensation for lost income during the period that a business is unable to operate normally following a damaging event, such as a fire or storm that affects its physical premises.

In this context, the focus of Business Income insurance is on the loss of operational revenue rather than physical damages to property or equipment. While the disruptions may be caused by events like natural disasters or equipment failures, the coverage directly relates to the loss of income during the downtime, which is why the answer highlighting the loss of income due to a covered property loss is the accurate option.

Other options outline various losses and damages that may impact a business but do not specifically pertain to the intent and purpose of Business Income insurance, which is centered on income loss resulting from interruptions caused by insured events affecting property.