Which group does NOT typically qualify as an insured person in an employee practices liability claim?

In an employee practices liability claim, the focus is specifically on claims that arise due to wrongful employment practices such as discrimination, wrongful termination, harassment, or retaliation. This type of coverage is designed to protect the organization and individuals within the company who have a direct employment relationship with the organization.

Employees typically qualify as insured persons because they are the primary subjects of any employment-related claims. Directors and officers are also included as they are responsible for overseeing employment policies and practices, and their actions can have significant implications regarding employee relations.

Independent contractors, while not traditional employees, may also qualify depending on the nature of their work and the terms of their contract, particularly if they are considered to be functioning under the direct supervision of the company.

External consultants, on the other hand, do not typically qualify as insured persons in this context. They are not directly engaged in the company's employment practices and do not have the same legal standing as employees, officers, or even sometimes independent contractors. Their role generally does not extend to being responsible for employment-related decisions or practices, hence they are not covered under employee practice liability policies.