Which of the following endorsements expands the definition of "employee" in the Commercial Crime Coverage?

The endorsement that expands the definition of "employee" in the Commercial Crime Coverage is the one that includes designated agents and computer software contractors as employees. This is significant because it broadens the scope of who can be considered an employee for the purposes of coverage under a Commercial Crime policy. By doing so, it allows businesses to ensure that they have coverage for a wider range of individuals who may have access to the company's financial assets, proprietary information, or other critical resources.

Incorporating designated agents and software contractors acknowledges that individuals who may not be traditional employees but perform critical functions or have access to sensitive information can pose a risk of crime, such as theft or fraud. This coverage is particularly pertinent in industries where contractors and agents are integral to operations, ensuring that potential risks associated with these relationships are managed appropriately.

The other options either restrict the definition of employee or limit coverage, which does not align with the goal of expanding coverage to mitigate risks associated with a broader group of individuals involved in the business.