Which of the following is included as a supplemental coverage in a Builders Risk policy?

Supplemental coverage in a Builders Risk policy is designed to offer additional protection for specific risks that may arise during the construction process. Among the options provided, pollutant cleanup and removal is included as a supplemental coverage in a Builders Risk policy.

This coverage is particularly relevant during construction projects since the risk of pollutants being released or encountered can be heightened due to the nature of construction activities. Should a release of pollutants occur, such as the dispersion of hazardous materials, this coverage would help cover the costs associated with the cleanup efforts, thus minimizing financial impact and regulatory penalties. This aspect of risk management is crucial for builders and developers, who need to ensure compliance with environmental regulations while maintaining safety on the construction site.

The other options—earth movement coverage, flood damage, and mechanical breakdown coverage—are typically considered more standard risks that may not fall under supplemental coverage in a Builders Risk policy. Earth movement and flood risks usually require specific endorsements or separate policies, while mechanical breakdown coverage is not traditionally encompassed within Builders Risk policies.