Which of the following is NOT considered an exclusion in Compute And Funds Transfer Fraud coverage?

In the context of Compute and Funds Transfer Fraud coverage, understanding exclusions helps delineate what is not protected under the policy. In this instance, losses due to weather events fall outside the scope of what this type of coverage typically addresses.

Compute and Funds Transfer Fraud coverage is designed to protect businesses from losses resulting from fraudulent electronic transactions. This means that it primarily pertains to specific fraudulent acts, such as unauthorized transfers of funds, identity theft for the purpose of fraud, or any electronic deception intended to lead to a financial loss for the insured.

Losses that are due to weather events, while they may result in serious financial implications, are categorized as property losses or business interruption and are covered under different types of insurance, such as property or business interruption insurance. Therefore, they do not relate directly to the fraud that Compute and Funds Transfer coverage is intended to protect against.

The other options presented are relevant to the nature of fraud this coverage aims to guard against. For instance, the use of credit or debit cards can be subjected to fraud, and fraudulent impersonation directly relates to schemes of financial fraud. Additionally, authorized access to transfer money typically implies a scenario where the fraudster may exploit a legitimate transaction, which also ties into the area of concern for this type of