Which of the following is a source of liability in employee-related practices?

Study for the Certified Insurance Counselor Commercial Multiline Exam. Utilize interactive flashcards and multiple-choice questions, all with detailed explanations. Prepare thoroughly for your exam!

Workplace torts are indeed a significant source of liability in employee-related practices. These torts refer to civil wrongs that occur in the workplace and can include a range of issues, such as negligence, defamation, or intentional infliction of emotional distress. Examples include incidents where an employee is harmed due to unsafe working conditions, harassment by coworkers, or other actions that violate the rights of employees.

When employers fail to provide a safe environment or do not take adequate steps to address workplace issues, they can be held liable for those actions under tort law. This emphasizes the importance of a solid understanding of workplace practices and the potential legal consequences of various employee interactions.

In contrast, the other options reflect different areas of concern within the broader scope of organizational risk and liability. For instance, insurance fraud typically pertains to criminal acts against an insurance system rather than direct liabilities tied to employee conduct. Pension issues often revolve around the management of retirement funds and do not directly relate to liability in daily employee practices, while policyholder disputes generally focus on conflicts between an insurer and the policyholder regarding coverage or claims, rather than employee-related matters.

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