Which of the following is an example of a coverage exclusion for construction equipment?

Damage due to normal wear and tear is a common exclusion in insurance policies for construction equipment. This type of damage is considered a result of the regular use of the equipment over time, rather than a specific incident or covered peril. Insurance policies typically do not cover routine maintenance issues or the deterioration of equipment as a result of its age or use, as these are seen as the owner's responsibility to manage and maintain. As such, policies are designed to protect against unexpected or sudden risks, while normal wear and tear falls outside of these covered events.

In the context of the other options, accidental fire damage, water damage from flooding, and vandalism are usually categorized differently. Each of these can be associated with specific incidents or risks that are typically considered covered events under many commercial insurance policies, depending on the terms of the coverage.