Which of the following is a limitation of coverage under Insuring Agreement A.5. Outside the Premises?

Study for the Certified Insurance Counselor Commercial Multiline Exam. Utilize interactive flashcards and multiple-choice questions, all with detailed explanations. Prepare thoroughly for your exam!

The correct choice highlights a specific limitation found in many commercial insurance policies under Insuring Agreement A.5. Outside the Premises. This coverage typically addresses theft or loss that occurs away from the insured premises, such as at a temporary location or during transportation.

However, this particular provision often states that covered losses must result from robbery or attempted robbery. This means that for any theft claim to be valid under this section, there must have been a direct act of robbery, ensuring that mere theft that does not involve these specific circumstances is not covered.

This limitation is vital as it sets specific conditions under which coverage applies, differentiating it from other types of losses that might occur outside the premises, such as those caused by natural disasters or incidents that do not involve robbery. Understanding this limitation helps policyholders better assess their coverage needs and the potential risks that may require additional protection.

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