Which peril is typically covered under an inland marine transportation policy?

An inland marine transportation policy is designed to provide coverage for goods and property while they are in transit over land, as well as coverage for specific types of property that may be at risk. The concept of "open perils" means that any risk is generally covered unless it is specifically excluded in the policy. This feature offers broad protection and is ideal for coverage of various types of goods and equipment that are being transported.

While inland marine policies do address specific risks, the classification of "open perils" is particularly significant because it encompasses a wide array of potential losses that might not be explicitly detailed within the policy. This broad scope is essential for businesses that want to ensure their property is safeguarded against unforeseen incidents occurring during transportation.

On the other hand, criminal acts, temperature and humidity issues, and spoilage would typically have specific exclusions or requirements in standard inland marine policies and may not be covered under the open perils approach. Therefore, the overall framework of an inland marine transportation policy aligns closely with the concept of covering open perils, making this the correct response.