Which type of insurance covers vehicles owned or used by a business?

Commercial Auto Insurance is specifically designed to cover vehicles that are owned or used by a business. This type of insurance provides protection against a variety of risks associated with business vehicles, including liability for accidents, damage to the vehicle itself, and coverage for medical expenses arising from vehicle-related incidents. It ensures that businesses are financially protected when their vehicles are involved in accidents or when they sustain damage.

General Liability Insurance primarily covers legal liabilities for bodily injury or property damage caused by the business operations, products, or injuries occurring on the business premises, making it unsuitable for vehicle-related coverage. Property Insurance protects physical assets of the business, such as buildings and equipment, but does not extend to vehicles. Business Interruption Insurance is focused on covering lost income due to a business being unable to operate as a result of a covered loss, and does not pertain to vehicle coverage. Thus, Commercial Auto Insurance is the appropriate choice for protecting a business’s vehicles.